Yes to all of this. At the age of 51, four years after separating from my husband of 22 years, I have just moved into my first apartment of my own. My husband always dealt with all financial and technology issues, so the learning curve has been great. Every time I accomplish something I didn't think I could do on my own - like setting up Wifi or dealing with contractors - I am astonished that it's not as hard as I thought it would be, and when it is, there are friends to help or for a small fee people to hire to help. I feel so empowered! And amazed that I am capable of so much more than I had realized.